€™m supposed to show how to look for the codes but instead explains something in reverse like a person already know the codes but still crazy enough to look for the same thing twice. BIC + IBAN international bank transfers are faster, more efficient, and low-cost as they are sent directly through the SWIFT interbank network without using intermediary banks (who deduct charges or fees for their service). €“ Because of the vast population and number of branch locations in India, it is necessary to include full details of the Beneficiary's Bank. €™re set to go with filling in the form so the payment can be completed. All of that problem just for the sake to ask for a SWIFT codes. The full name and address of the Beneficiary's Bank.

Country	City	Bank Name	Branch	SWIFT
Russian Federation	Moscow	Flora Moscow OAO	Flora Moscow OAO	CFLORUMMXXX