EDWARD MATTHEW JONES or XYZ PTY LTD. SWIFT network) 3 letters or digits: branch code, optional ('XXX' for primary office) Where an 8-digit code is given, it may be assumed that it refers to the primary office. However, the FSA and approved reporting mechanisms (ARMs) have found the practical reality of implementation is much harder than first thought. These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks. All of that problem just for the sake to ask for a SWIFT codes.

Country	City	Bank Name	Branch	SWIFT
Netherlands	Hengelo	Groenstate Vermogensadvies B V	Groenstate Vermogensadvies B V	GRVENL21XXX