BIC + IBAN is not available in the United States of America, nor is it likely to be, with the decentralized structure of the US banking system and lack of nationwide banks. SWIFT is the process the Commonwealth Bank uses to send money overseas (similar to BPay used for domestic payments) and a BIC is the code that the SWIFT system uses to identify banks worldwide.
Sending money to a bank is no different. The SWIFT Bank Identification Code is an internationally-recognized system of codes for identifying banks (see ISO 9362).
| Country | City | Bank Name | Branch | SWIFT |
|---|---|---|---|---|
| Turkey | Istanbul | Hedef Menkul DE Erler | Hedef Menkul DE Erler | HEMDTRI1XXX |