IBAN will be progressively introduced in most OECD countries to allow Straight Through Processing of cross border payments. SWIFTNet FIN address based on BIC To identify endpoints on its network, SWIFT also uses 12-character codes that are derived from the BIC of the institution. For example, ABA numbers (or routing codes) identify banks in the US and Canada, Sort Codes identify banks in the UK. BIC + IBAN is not available in the United States of America, nor is it likely to be, with the decentralized structure of the US banking system and lack of nationwide banks. The 8-digit BIC Code uniquely identifies the head office of the bank.

Country	City	Bank Name	Branch	SWIFT
Jamaica	Kingston	JN Fund Managers Limited	JN Fund Managers Limited	FUNMJMK1XXX