Electronic account-to-account transfers are often called wire or ACH transfers in the USA. The PIN code is required and refers to the actual branch location. Other Codes Other codes that you may see are BSB, Sort Code, ABA Routing Number, Clearing Code or National Clearing Code. A BIC is one of the most common forms of bank code used to identify individual banks. SWIFT is the process the Commonwealth Bank uses to send money overseas (similar to BPay used for domestic payments) and a BIC is the code that the SWIFT system uses to identify banks worldwide.

Country	City	Bank Name	Branch	SWIFT
Maldives	Male	Maldives Monetary Authority	Maldives Monetary Authority	MMAUMVMVXXX