BIC + IBAN international bank transfers are faster, more efficient, and low-cost as they are sent directly through the SWIFT interbank network without using intermediary banks (who deduct charges or fees for their service). You can find bank payment codes or Bank Identifier Codes in the SWIFT BIC online database of worldwide banks using the form below:Unlike the modern IBAN, the telex-era SWIFT (or BIC as it is now known) does not include a check sum for automatic validation. In order to facilitate this, the regulator will continue to provide testing facilities for firms to test the records submission process with their ARM. New Zealand has not adopted any of the other codes. For an international bank transfer, you need a SWIFT Code (BIC Code) and the IBAN Code. EDWARD MATTHEW JONES or XYZ PTY LTD.

Country	City	Bank Name	Branch	SWIFT
Belgium	Liege	Viatour DE Cock Hermesse ET Deblanc S A	Viatour DE Cock Hermesse ET Deblanc S A	VDHDBE41XXX